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May 6, 2025
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When it’s time for a new vehicle, one of the biggest decisions is whether to finance or lease. Both have advantages, and the right choice depends on your unique needs and preferences. At Kia of Fargo, our knowledgeable finance team is here to help you understand your options and find the ideal arrangement for your lifestyle and budget.

Understanding Financing vs Leasing

Financing is a great option if you plan to keep your vehicle for the long haul, want to build equity, and don’t mind the responsibility of repairs and maintenance after the warranty expires. Leasing allows you to drive a new car every few years with a lower monthly payment and little or no down payment.

Financing and Leasing at Kia of Fargo

Whether you choose to finance or lease your next vehicle, Kia of Fargo is committed to making the process simple and stress-free. Our finance experts will work with you one-on-one to find a lease or loan package that fits comfortably into your monthly budget. We can also help you take advantage of any current Kia lease deals or financing incentives to maximize your savings.

Contact Us to Get Started

Ready to get behind the wheel of your dream Kia? Contact Kia of Fargo today to schedule a test drive and discuss your financing or leasing options. Call us or visit our dealership.